MHC program offers mortgage assistance amid COVID-19 outbreak

If you’ve lost your job due to the COVID-19 outbreak and need help with your mortgage, a new program may be able to assist you. 

The Mississippi Home Corporation has reopened the Hardest Hit Fund (HHF), which can provide short-term mortgage assistance to those who have lost employment or income due to the COVID-19 pandemic.

“I saw firsthand the homes that were lost to the tornadoes this weekend. It breaks my heart. There are more who are at risk of losing their homes to our nation’s economic crisis. We can’t stop the wind from blowing, but we can try to stop more from losing these homes,” said Governor Tate Reeves.

According to the Governor’s office, HHF is a program of the U.S. Department of the Treasury, which first allocated funds to Mississippi in 2010. Mississippi has used the funds to stabilize local housing markets and help families avoid foreclosures. The program targets assistance toward unemployed homeowners or underemployed homeowners and those with homes that are worth less than their value of their mortgages.

“MHC is taking action to help families navigate the evolving impact COVID-19 is having on our communities. It is our hope that through re-opening the Hardest Hit Fund we are able to help Mississippi families who have been impacted by this national crisis,” said MHC Executive Director Scott Spivey.

You can submit an application through an online portal here: mshomesaver.com.