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AHCA: Insurance Commissioner talks pre-existing conditions

The American Health Care Act of 2017 has been passed by the House and now it’s up to the Senate to decide if it will be the law of the land.

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There’s been some uproar across the country regarding changes in the pre-existing condition policy, but according to state Insurance Commissioner Mike Chaney it may not have too much of an impact.

“It changed some of the rules for pre-existing conditions, but that doesn’t mean people with pre-existing conditions can’t buy insurance,” said the commissioner. “All it means is that you can’t buy insurance and then have elective surgery. You have to keep the insurance for at least a year.”

Chaney said the change keeps people from jumping on and off insurance.

“A lot of people will wait until say September to buy insurance, then they’ll have surgery and then cancel it in December,” said Chaney. “What we’re talking about is people who know they are sick but they don’t buy insurance until they are ready to go the doctor or hospital.. that’s what they’re trying to cut out.”

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